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What is Medicare?

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End Stage Renal Disease.

 

There are four different parts:


Medicare Part A

( Hospital Insurance )

Part A helps pay for inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

Medicare Part B

( Medical Insurance )

Part B helps you pay for certain doctors' services, outpatient care, medical supplies, and other medical services not covered by Part A.

Medicare Part C

( Medicare Advantage Plans )

Medicare Part C, also known as a "Medicare Advantage Plan," is offered by a private company like Meridian Health Plan that contracts with Medicare to provide you with all your Part A and Part B benefits.

*Meridian offers Medicare Advantage Plans in the following states:

Medicare Part D

( Prescription Drug Coverage )

Part D plans are offered by insurance companies and other private companies approved by Medicare. This plan helps pay for your prescription drugs.

*Meridian offers Medicare Prescription Drug Plans in the following states:

Learn More at Healthcare.gov

What is Medicaid?

Medicaid is a joint federal and state program that helps with medical costs for some people with limited income and resources. Each state has different rules about eligibility and applying for Medicaid.

 

To find out if you qualify in the states we offer Medicaid plans, select your state below or call Meridian Member Services at 888-437-0606. Once you're approved, you can select Meridian as your health care plan provider through your state.



Learn More at Healthcare.gov

What is Medicaid Expansion?

The Affordable Care Act provides states with additional federal funding to expand their Medicaid programs to cover adults under 65 with income up to 133% of the federal poverty level.

 

If your state has expanded Medicaid, your options depend on your income and household size. See this chart for income limits for different family sizes.

 

Meridian currently offers Medicaid Expansion plans in Michigan and Iowa.


What is Marketplace?

The Health Insurance Marketplace (Marketplace) was established as part of the Affordable Care Act (ACA) and Health Insurance Reform. The Marketplace is where individuals, families and businesses can shop for affordable insurance coverage to meet your requirements of the ACA. Individuals, families, and small employers can compare, choose, and buy affordable health plans. You only need to fill out one application to see your options and to enroll in a health plan. People are also directed to Medicaid, the government health insurance program, if they are eligible.


Learn More at Healthcare.gov


Page Last Modified: 1/9/2017 3:56:25 PM